In a small bowl mix taco seasoning with refried beans.
Layer 1: beans and taco seasoning; Layer 2: sour cream; Layer 3: guacamole; Layer 4: spicy pico de gallo; Layer 5: cheese; Layer 6: tomatoes; Layer 7: green onions and olives.
In each plastic glass, layer about 2 Tablespoons of the beans, followed by 2 Tablespoons of sour cream, 2 Tablespoons of guacamole, 2 Tablespoons of salsa or pico de gallo, and 2 Tablespoons of cheese. Then top with about 1-2 teaspoons of tomatoes, olives, and green onion.
Garnish with a couple tortilla chips. Store in the refrigerator until serving and serve with chips. Makes around 8 individual dips.